Tweet

Do You Really Want Fixed Income Investing?

Guest post by: Duane Hatfield

Article Overview: Fixed income investing is an excellent way to teach saving and has it’s benefits. If you are searching for a means to increase your financial position this isn’t the answer. Knowing how to invest and the options available to maximize those investments are the keys you are looking for. As in every situation, knowing how and following through with it leads to the desirable result.

Do You Really Want Fixed Income Investing?

Fixed income investing is an excellent way to teach saving and has it’s benefits. If you are searching for a means to increase your financial position this isn’t the answer. Knowing how to invest and the options available to maximize those investments are the keys you are looking for. As in every situation, knowing how and following through with it leads to the desirable result.

Fixed income investing is making an income in a manor that is normally safe, secure and predictable. Some of these are savings accounts, bonds, personal retirement accounts and granting loans to banks or companies for a set interest rate. These options are great for people who want to be guaranteed a definite profit on their money. The income form them may be very small but there is no danger, in most cases, of experiencing a loss. This is normally the first way most people are taught to invest.

For those who wish to receive a larger return on their investments, fixed income investing is not acceptable. They see the possibilities of their money growing and multiplying to levels that will someday support or even improve their lifestyles. They invest in the stocks market, corporate securities for expansion and possibly real estate. These usually take time and patience as well as the willingness to take a loss on the investment amount. Many people experienced this in the current financial downturn and lost much of it.

Even those who have an understanding of making their money work for them don’t always know other avenues available to increase their wealth. This often takes years to study and learn the principles or spend the money to have someone else advise us. A couple friends of mine, one who was a Wall Street money manager for 15 years and another who spent 10 years in the financial services industry, agree the world economies are headed for troubled times. As governments continue as they are, the middle financial class will gradually disappear leaving only the very rich and the poor. This will cause the majority of the population to loose what they have worked so hard for and rely on the governments for their existence. The only ones who will be supporting the masses will be the rich who didn’t prepare for devastation. The need for financial education has never been greater but most people don’t realize how or where to get it, or that they even need it.

Investing can be a complicated and scary endeavor most people don’t wish to engage in. That’s why fixed income investing with a small amount of money market investing with professional assistance is the normal way. In order to have the assets and be prepared to face the financial situations ahead, whether good or bad, everyone needs to be more educated. Knowledge is something that can never be taken away from you.

Related Articles
  Investing In A Weak Dollar
  Why You Should Invest
  Human and Physical Capital: The Effects of Human Capital on Economic Development
  Planning For Supplemental Retirement Income-Keep It Simple
  The Real Road to Wealth in Real Estate
  The Art of Time Management: Leveraging Self Mastery for Wealth Creation
  Things To Consider When Taking A Car Lease
  Ambassador Skills and Winning Attributes
  Factors That Influence Variable and Fixed Canadian Mortgage Rates
  It Does not Matter When You Invest
  Calling All Baby Boomers: New Report Provides Guide to Investing in Volatile Markets
  Home Based Business with a Premium Online Investment Opportunity
  Home Based Business Idea--You Should Consider an Online Investment Opportunity
  Looking for a home based business opportunity?
  The Secret of Earning Online Income As A Beginner
  Investing Basics – What Are Your Investment Goals
  Current Mortgage Rates and Trends – Fixed or Variable?
  How to get EIS relief if you're an owner-manager
  Before Selecting a Franchise System
  Outdoor Billboards - You Do Not Have to Own Property Or Have Lots of Cash to Make Money

Article Tags: financial education, fixed income investing, investments, money market investing
Referred by: http://jaykubassek.com



Related Forum Posts
Re: What are your success criteria? - [quote="DwayneGarrett":1igrdgib]Out of curiousity, what has to be present for you to know that your business is a success? The top three things for me are: 1. Maintaining a 6 figure income year in and year out. 2. Creating and promoting my own products. 3. Income not solely dependent upon my personal effort. How about yours?[/quote:1igrdgib] I would have to say mine were: 1. Monthly Residual Income that exceeds all expenses by 110% 2. Free time to create and promote my own products (relies on #1) 3. 5% of all revenues generated by my team going to feed starving kids Now that is "feel good work".
Re: Invest in Real Estate or Stocks? - I want to reiterate what Barb said, be prepared for the long run. Investing in stocks and real estate myself, I highly recommend learning as much as you can about both. Find a great mentor in both areas as well if you can. But always, always, remember that you buy both and WAIT. There's no flipping around or you can lose alot! Jude
What are your success criteria? - Out of curiousity, what has to be present for you to know that your business is a success? The top three things for me are: 1. Maintaining a 6 figure income year in and year out. 2. Creating and promoting my own products. 3. Income not solely dependent upon my personal effort. How about yours?
Internet Marketing Conference on SLife - I've been trying to log in but it keeps crashing.. anyways.. a friend of mine in BC plans on holding Internet Marketing Conferences on SecondLife and have the same top internet marketers that would normally be in Live Internet Marketing conference speak. Income will be generated from admission charges, product sales during breaks, sponsor tables, etc etc.. Just to get the ideas flowing in your head that anything you can do in the real world can be replicated in SL. There is no planned date as of yet for this conference.
$1,000,000 - Hi Evan, Are you talking about US Dollars? If so, that would be approx £500,000 in the UK. The Canadian Dollars differs also from the Australian Dollar. In any case, one needs to solve problems to help people to get money. The more solutions are given to people's needs to solve their problems, the closer one gets. Finally, are we talking about 'Income' or can we talk about 'Asset'? Kindest Regards Beat "Unlock People's Potentials!"


Share this article with your friends. Fund someone's dream.

Leave a comment below or share on the left and you'll help support entrepreneurs in Africa through our partnership with Kiva. Over $50,000 raised and counting - Please keep sharing! Learn more.

Newsletter

Get advice & tips from famous business
owners, new articles by entrepreneur
experts, my latest website updates, &
special sneak peaks at what's to come!

Name:
Email:

Popular Articles

Igniting Your Unstoppable Business Destiny

Marketing & Sales tools – going back to basics

••••••>SEO Tip Of The Day: HTML Validation

Suggestions

Email us your ideas on how to make our
website more valuable! Thank you Sharon
from Toronto Salsa Lessons / Classes for
your suggestions to make the newsletter
look like the website and profile younger
entrepreneurs like Jennifer Lopez.