Feedback Form
Home Features Mastermind Forums About Advertise Blog Network Contact Be An Author

Recommendations for future research - Factors Impeding the Poverty Reduction Capacity of Micro-credit: Some Field Observations from Malawi and Ethiopia

Recommendations for future research - Factors Impeding the Poverty Reduction Capacity of Micro-credit: Some Field Observations from Malawi and Ethiopia

In light of the conclusions drawn above, there is a need for further policy and action oriented
research and in-depth investigation. First and foremost, there is a need for extensive empirical
evidence to verify and ascertain the capabilities of micro-credit in reducing the depth and scope
of poverty. Specific attention, investigation and analysis needs to be given to the characteristics
of micro-credit delivery mechanisms and strategies that are in existing practice. In this, there is a
need to investigate and identify innovative approaches to micro-credit delivery that will reduce
poverty sustainably. In addition, there is a need to analyse the features and characteristics of
micro-credit within a gender and empowerment framework, and to question the extent to which
access to credit and income generated thereof gives women in rural Africa the power and confidence
to negotiate gender sensitive division of labour, roles, authority and decision-making autonomy.
Furthermore, based on the observation that profit oriented MFIs have a better outreach in the
rural areas, there is a need to further investigate and integrate poverty reduction mechanisms and
strategies within existing MFI structures. In this regard, further investigation can be carried out to
establish viability of means and ways to place greater demonstrated accountability for social and
economic poverty reduction on the MFI together with the government.
On a more macro level there is a need to analyse the poverty reduction and economic growth
trade-off when targeting the ‘not-so-poor’ versus targeting the ‘poorest of the poor’ within the
micro-credit industry and framework. In this, specific attention can be given to the debate on
providing relief and/ or grants to achieve meaningful poverty reduction.
Last but not least, there is a need to identify possibilities of merging the positive aspects of
commercial banking, such as the comparatively lower interest rates, with the advantages offered
by the MFI, such as satisfying the needs of the micro-borrower, whereby allowing borrower to
have maximum benefit in the process of poverty reduction. Therefore, empirical evidence and
case studies analysis should be carried out to understand clearly the differences and similarities of
these two forms of institutions and where they can come together for effective poverty reduction
and empowerment of the poor.

ECONOMIC RESEARCH PAPERS
NO 74
(January 2003)
Factors Impeding the Poverty Reduction Capacity of Micro-credit: Some Field Observations from Malawi and Ethiopia
by
Sunita Pitamber





Recommendations for future research Factors Impeding the Poverty Reduction Capacity of Microcredit Some Field Observations from Malawi and Ethiopia - To learn more about this author, visit African Development Bank's Website.

Like this article? Share it with your friends

Article Feedback
 Article Feedback No article feedback found.
  Leave Your Feedback
article feedback

Article Feedback
George Ludwig
George Ludwig is a recognized authority on sales strategy and peak performance psychology. An international speaker, trainer, and corporate consultant, he helps clients like Johnson & Johnson, Abbott Laboratories, Northwestern Mutual, CIGNA, and numerous others improve sales force effectiveness and performance. Though it's George's strategies and processes that help corporations increase productivity and performance, it's his tremendous energy and dynamism that spark the transformation. Again and again, clients remark on his amazing ability to unleash human capacity and inspire men and women to break out of their comfort zones. The result is a whole new type of salesperson. His customized presentations teach achievers to make stunning advances in their lives. From helping salespeople realize cherished dreams to helping corporations exponentially accelerate revenue streams, George Ludwig leaves audiences and individuals empowered, emboldened, and clamoring for more. George is the best-selling author of Power Selling: Seven Strategies for Cracking the Sales Code and Wise Moves: 60 Quick Tips to Improve Your Position in Life & Business. - Visit George Ludwig's Website

John Alexander
John has taught keyword research and SEO skills to small groups of business owners and Webmasters from over 80 different countries world wide since 2002. John is also the Director of Search Engine Academy ; Co-director of Training at Search Engine Workshops offering live, SEO Workshops with his partner SEO educator Robin Nobles, author of the very first comprehensive online search engine marketing courses at SEO Training Online and the SEO Workshop Resource Center.
I look forward to hearing from you! - Visit John Alexander's Website


To learn more about the Evan Elite Author Program please contact us.

About The Author


African Development Bank
(Visit African's Website) The African Development Bank is the premier financial development institution of Africa, dedicated to combating poverty and improving the lives of people of the continent and engaged in the task of mobilizing resources towards the economic and social progress of its Regional Member Countries.The Bank’s s mission is to promote economic and social development through loans, equity investments, and technical assistance. The ADB is a multilateral development bank whose shareholders include 53 African countries and 24 non-African countries from the Americas, Asia, and Europe. It was established in 1964, with its headquarters in Abidjan, Côte d’Ivoire, and officially began operations in 1967.

African Development Bank is a Platinum author on EvanCarmichael.com
About The Author

View Author Blog
View Author Blog

View Author Video
View Author Video

Free Downloads


African Development Bank's

Complete
List Of
African-Accounts
Articles

Name
Email
If you enjoyed this article, get African Development Bank's Complete List of African-Accounts Articles For FREE!

More African Development Bank
Women and Microcredit
The role of human and physical capital in growth The Effects of Human Capital on Economic Development
PostAnnual Meetings Interview with AfDB Chief Economist Africa needs a businessfriendly environment
Export Subsidies by Developed Countries Barriers to African External Trade
Effects of education upon fertility The Indirect Effects of Investment in Human Capital
Poverty Measurements and Relevance of Microcredit
Introduction Human Capital and Economic Development
Export competition and export subsidies Provisions of Agreement on Agriculture
Export Promotion Strategies for Manufactured Goods New Approaches to Trade Development in Africa
Benefits of Regional Economic Integration
Free Downloads


 
 
 


Evan Elite Authors
Jeff Foster  
Joe Dager  
Stephanie Robey  
Evan Elite Authors

Become An Author
Have you written articles that would be of value to entrepreneurs? Become an expert on our site by publishing them! Expose yourself to a wide audience, drive more traffic to your website and get more sales! Click Here for details.
Become An Author

Evan's Latest Video
Modeling the Masters: Learn the true secrets behind Walt Disney's business success factors & grow your company! Video produced by Phanta Media
Evan's Latest Video

Business Opportunities
"Learn straight from Evan how you can Make a Full Time Income (And More) from a Website"

How to Start An Online Business

Click Here To Learn More
Business Opportunities



Evan's Newsletter
Get advice & tips from famous business owners, new articles by entrepreneur experts, my latest website updates, & special sneak peaks at what's to come!
Name:
Email:
Evan`s Newsletter

Free Downloads
Business Emotional Intelligence Icon Business Emotional Intelligence
Managing the Unimaginable Icon Managing the Unimaginable
Performance Improvement Plan Icon Performance Improvement Plan
Conversations of Leadership Icon Conversations of Leadership
QuickBooks Self Quiz Icon QuickBooks Self Quiz
Free Downloads - Complete List

Entrepreneur Tools and Guides
Top 50 Diversion Blogs
Top 50 Diversion Blogs
Top Diversion Blogs of 2009
 
Top 50 Blogs For Startups To Watch In 2009
Top 50 Blogs For Startups
Top Blogs To Watch In 2009
 
Entrepreneur Tools and Guides

SEO For Africa
SEO For Africa
Adzo Amedekanya Kpalimé, Togo,
Adzo Amedekanya
Kpalimé, Togo
SEO For Africa

If I Were A Startup...
Adam and Matthew Toren , $200k to $3.4 Mil in 3 Years
Adam and Matthew Toren
$200k to $3.4 Mil in 3 Years
Catherine Daw, > $4 Mil in revenues
Catherine Daw
> $4 Mil in revenues
If I Were A Startup... - Complete List

Famous Entrepreneurs
Benjamin Franklin, P. Gazette
Magic Johnson, Johnson Development Corp.
Magic Johnson
Johnson Development Corp.
Famous Entrepreneurs - Complete List

Entrepreneur Advice
Paul Kedrosky, Venture Capitalist
Paul Kedrosky
Venture Capitalist
John Jantsch, Duct Tape Marketing
John Jantsch
Duct Tape Marketing
Entrepreneur Advice - Complete List

Popular Articles
(Premium Authors)

     Leadership Coaching Overview
By Michael Schutzler
     Courage in the face of fear
By Michael Schutzler
     Empirical Skepticism
By Michael Schutzler

Have A Suggestion?
Toronto Salsa Classes / Toronto Salsa Lessons Email us your ideas on how to make our website more valuable! Thank you Sharon from Toronto Salsa Lessons / Classes for your suggestions to make the newsletter look like the website and profile younger entrepreneurs like Jennifer Lopez and Sean Combs!
Have A Suggestion?

More Evan Carmichael
More popular articles
- Franchising Your Business
More Information