9.3.4 Commercial banks: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
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Free PDF Download References: Learning to change: Skills development among the economically vulnerable and socially excluded in developing countries - By International Labour Organization |
With respect to commercial bank financing, key informants indicated that banks
lack experience in dealing with the SME sector. Traditionally, Tanzania’s banks have
focused on deposits and low risk investments, such as Treasury Bills (T-bills). Of late,
due to lower deposits and declining rates on T-bills, banks are becoming more open to
looking at opportunities in the SME market, but a mechanism is needed to accelerate
their learning in assessing SME risk. Furthermore, banks have very little experience in
lending to women and need awareness and sensitivity training to overcome the
perceptual bias that “all women have informal sector enterprises with no growth
potential”.
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Free PDF Download References: Learning to change: Skills development among the economically vulnerable and socially excluded in developing countries - By International Labour Organization |
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About the Author: International Labour Organization RSS for International's articles - Visit International's website As the world's only tripartite multilateral agency, the ILO is dedicated to bringing decent work and livelihoods, job-related security and better living standards to the people of both poor and rich countries. It helps to attain those goals by promoting rights at work, encouraging opportunities for decent employment, enhancing social protection and strengthening dialogue on work-related issues. The ILO is the international meeting place for the world of work. We are the experts on work and employment and particularly on the critical role that these issues play in bringing about economic development and progress. At the heart of our mission is helping countries build the institutions that are the bulwarks of democracy and to help them become accountable to the people. The ILO formulates international labour standards in the form of Conventions and Recommendations setting minimum standards of basic labour rights: freedom of association, the right to organize, collective bargaining, abolition of forced labour, equality of opportunity and treatment and other standards addressing conditions across the entire spectrum of work-related issues. Click here to visit International's website. The Skills Development Strategy in South Africa 422 Training provision for women 751 Institutional specialisation Institutional design and capacity building 17 Promoting entrepreneurship Working Out of Poverty 744 Donors |
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