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IMAGE Project in South Africa Proposes Use of Microfinance in Struggle Against HIV/AIDS Infection
Written by: David SatterthwaiteArticle Overview: IMAGE provides women with short term business loans of up to USD 1,300 operating on the presumption that an increase in earning power will encourage women to be more vocal at home, confronting unfaithful husbands about issues such as condom usage.
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Free Download - Ugandan Government to Set up Laws for Regulating its Microfinance Sector By David Satterthwaite |
IMAGE Project in South Africa Proposes Use of Microfinance in Struggle Against HIV/AIDS Infection
Under the direction of Dr. Paul Pronyk, Director of RADAR (Rural Aids and Development Action Research Programme), IMAGE (Intervention with Micro Finance for Aids and Gender Equity), “a community-based structural intervention for HIV prevention," was founded in 2001. The project is a collaborative effort supported by Small Enterprise Foundation (SEF), a microfinance non-governmental organization, University of the Witswatersrand (Wits), the London School of Hygiene and Tropical Medicine, and the Department of Health. IMAGE provides women with short term business loans of up to USD 1,300 operating on the presumption that an increase in earning power will encourage women to be more vocal at home, confronting unfaithful husbands about issues such as condom usage.
Domestic violence and AIDS infection have long plagued the eight villages outside of Burgersfort, Limpopo Province, South Africa where IMAGE currently operates. According to Dr. Pronyk, "of the approximately 400 women receiving loans, between 36 and 71 percent reported having been in a violent relationship." Not unrelated is the HIV/AIDS infection rate, which identifies one out of every three adults in the region as HIV positive. Image findings report that most women in the region accept their husband's extra-marital affairs as common practice. IMAGE claims most wives avoid confronting their spouses about such behavior, leaving their health at risk, as the male is typically the only wage earner and thus perceived as the unique authority in the household.
IMAGE believes the solution is to increase women's authority at home by increasing their earning power outside of the home via a microfinance program. Under the direction of SEF, women are provided with loans to support pre-existing and new small businesses. SEF has operated in Limpopo for over ten years. Over 8,000 loan recipients have participated in the signature SEF Tshomisano Credit Programme (TCP).
While loans are distributed to small groups of five women, they are to be used individually. Every two weeks loan recipients are required to participate in the second component of IMAGE, a participatory and action curriculum called Sisters for Life. Sisters for Life meetings are essentially workshops where women learn to confront their husbands about issues such as domestic violence, rape, and the importance of condom usage.
Loan recipient, Betty Nkele reports, "my business has improved, and I'm more aware of myself now. I've got plans. My own plans. So I'm not waiting for my husband to come home with money. I'm building my own future." IMAGE hopes to build new programs in the future addressing rape awareness and youth HIV prevention.
II. How Can MicroFinance Succeed In Africa?
SMEs - opportunities in Africa
SME's - why is franchising not more popular in Africa
III. BACKGROUND - Microfinance in Africa
IV Module I Key Principles for an African Model of Microfinance
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About the Author: David Satterthwaite RSS for David's articles - Visit David's website  Click here to visit David's website   Old Mutual OM Supports Expansion of Womens Development Bank WDB Microfinance into KwaZuluNatal South Africa with USD 710000 AfriCap Microfinance Fund Attracts Notable Investors Including Nordic MicroCap BlueOrchard and Gray Ghost Raises Capital to $50m Five Talents Joins a Consortium of Fellow Christian NGOs to Support Microfinance Program in Sudan Old Mutual and South Africas Department of Trade and Industry DTI Launch $129m Microfinance Initiative Isivande Womens Fund IWF Grameen Foundation partners with local Microfinance Institutions in Rwanda to Relaunch Village Phone Initiative |
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