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Baby-U-Deserve-Getting-Every-Thing (Budget)

Written by: Chellie Campbell

Article Overview: What is your reaction to the word “budget”? A sinking, depressed, deprived feeling? You are not alone. Many people audibly groan at the mention of the word. For the vast majority, it connotes scarcity, lack, and limitation—none of which are very pleasurable concepts....

Baby-U-Deserve-Getting-Every-Thing (Budget)

“It’s amazing how fast you can go through $7,000 with beer, pizza and The Gap.”—Ben Affleck
What is your reaction to the word “budget”? A sinking, depressed, deprived feeling? You are not alone. Many people audibly groan at the mention of the word. For the vast majority, it connotes scarcity, lack, and limitation—none of which are very pleasurable concepts. “Budgeting” in common usage usually means cutting the fun, frivolity, entertainment, and spontaneity out of your life and creating a bare-bones, austere, nothing-but-the-basics spending plan—something you do when you’re stressed about not having enough money.
That is not my idea of budgeting. I have reframed it above: It means designing a spending plan to achieve your number one priorities and get all those things you really want. A budget is telling your money where to go instead of wondering where it went! This can and should be a very enjoyable process and not the bitter, restrictive pill you fear.
It is important to know that a budget is not written in stone. It is a flexible, adjustable plan that reflects how you give valuable products or services to others (income) and how you choose to support others by buying their products or services (expenses). All of these are decisions you make, therefore you have the power to change them. We often feel so trapped by our previous decisions that we think that we’re stuck, but a closer examination will reveal that we can change everything if we are willing.
The power of budgeting is that we decide before each month how we will spend our income, then as the month goes on, we write down our actual income and expenses. When we tally up the score at the end of the month, we can see whether or not we want to change our decisions for next month. Design a plan that works for you and then work your plan!
Today’s Affirmation: “I happily spend the money I make in all the wisest ways!”

Reprinted from The Wealthy Spirit (Sourcebooks, 2002) by Chellie Campbell.
All rights reserved.

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Article Tags: affirmation, ben affleck, budget, chellie campbell, decisions, enough money, frivolity, gap, pizza, priorities, scarcity, score, spirit, spontaneity, valuable products



Related Forum Posts
Re: How do you budget your life? - Why Budget? Here are twelve good reasons: A budget is a guide that tells you whether you're going in the direction you want to be headed in financially. You may have goals and dreams but if you don't set up guidelines for reaching them and you don't measure your progress , you may end up going so far in the wrong direction you can never make it back. Can you imagine the government or a major corporation operating without a budget? No, and neither should you. A budget can help you meet your savings goals. It includes a mechanism for setting aside money for savings and investments... A budget helps your entire family focus on... A budget can keep you out of debt or help you get out of debt. A budget actually creates extra money for you to use on things that matter to you. A budget helps you sleep better at night because you don't lie awake worrying about how you're going to make ends meet.........................
Re: MLM Marketing, youtube, and buzzirk mobile. - I have experience with MLM too. My initial reaction to the business was "snake-oil salesman" but once I got to understand the "overall business model" I am now an advocate to it. MLM (Multi-Level Marketing) is also known as Network Marketing. I realized an MLM business is no different than any other business. One needs to focus on both words "Network" and "Marketing" and give both equal respect. Some people focus heavily on the Networking part but forget "Marketing". I've started to use Building on a Budget and Magnetic Sponsoring concepts in my NM business and have found that people don't get involved so much because of the product but more because of what you bring to the table as far as marketing systems and support. I have both products listed in my signature. you don't have to buy it as the link to the free videos itself provides you a good understanding of what is required to position yourself as my above paragraph. If you do plan on purchasing it I can tell you that the measly $40 will open your eyes BUT your upline will not be too happy (atleast in the short term) beacuse the system is not duplicateable. I wrote this post as a polar post to Bulmer's reply as I have exhausted the friends and family networking and realized i never really focused on marketing. My leads now are more qualified and open to hearing about my opportunity than the other way around. my 2 cents if you plan on growing an MLM or Networking Marketing business.
Budgeting Approach - Budget is a roadmap for future operations of the company and it must be realistic. Here are some guidelines (extracted from my company manual) which I like to share with you. Each cost center in company will submit documentation defining the services provides and resources require. Each department is responsible for maintaining the accuracy of this document over time. Every department is encouraged to take a long-term strategic approach to providing its services. This approach entails an annual review of the costs that must be incurred to provide valued services (regardless of past practices) at the most efficient (and understandable) cost. Once this level of service and funding is established, increments to the baseline are considered. Ideally this would involve the following approach: a) Defining the current and future level of services provided, the resources necessary to provide those services and rationale for major change. b) Evaluate current operations and identify issues and the gaps to providing future levels of service. c) Look internally for cost saving measures or the elimination of services that are no longer required. It is assumed that before any funding request comes forward that it has the approval of the manager/director responsible for that department. d) Look cross-organizationally for resource allocations and efficiencies.


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