The TwelveStep Program for Financial Stressaholics
The TwelveStep Program for Financial Stressaholics
1. We admitted we were powerless over money—that our checkbooks had become unmanageable.
2. Came to believe that a Budget greater than ourselves could restore us to sanity.
3. Made a decision to turn our will, insurance, checkbooks, and retirement accounts over to the care of a Financial Advisor that we understood.
4. Made a searching and fearless moral inventory of our debits and credits.
5. Admitted to God, to ourselves, and to another human being the exact nature of our accounting errors.
6. Were entirely ready to have our Financial Advisor remove all these defects of our accounting software.
7. Humbly asked her to adjust our bank reconciliations.
8. Made a list of all persons to whom we owed money and became willing to pay them all.
9. Made direct payments to such people wherever possible, except when to do so would overdraw our bank accounts.
10. Continued to take financial seminars and when we were wrong promptly admitted it.
11. Sought through prayer and meditation to improve our conscious contact with our Financial Advisor, praying only for knowledge of her retirement plan for us and the power to invest enough money in it.
12. Having had a spiritual awakening as the result of these steps, we tried to carry this message to income anorexics and spending bulimics and to practice these principles in all our finances.
Live long and prosper!
© Copyright Chellie Campbell. ALL RIGHTS RESERVED
The TwelveStep Program for Financial Stressaholics - To learn more about this author, visit Chellie Campbell's Website.
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I was speaking at a 12-step meeting recently, and this Twelve-Step program for Financial Stressaholics suddenly came to me. With a wink and a nod to Alcoholics Anonymous and twelve-step programs everywhere, here are the twelve steps to treat your money disorders – spending bulimia and income anorexia:
1. We admitted we were powerless over money—that our checkbooks had become unmanageable.
2. Came to believe that a Budget greater than ourselves could restore us to sanity.
3. Made a decision to turn our will, insurance, checkbooks, and retirement accounts over to the care of a Financial Advisor that we understood.
4. Made a searching and fearless moral inventory of our debits and credits.
5. Admitted to God, to ourselves, and to another human being the exact nature of our accounting errors.
6. Were entirely ready to have our Financial Advisor remove all these defects of our accounting software.
7. Humbly asked her to adjust our bank reconciliations.
8. Made a list of all persons to whom we owed money and became willing to pay them all.
9. Made direct payments to such people wherever possible, except when to do so would overdraw our bank accounts.
10. Continued to take financial seminars and when we were wrong promptly admitted it.
11. Sought through prayer and meditation to improve our conscious contact with our Financial Advisor, praying only for knowledge of her retirement plan for us and the power to invest enough money in it.
12. Having had a spiritual awakening as the result of these steps, we tried to carry this message to income anorexics and spending bulimics and to practice these principles in all our finances.
Live long and prosper!
© Copyright Chellie Campbell. ALL RIGHTS RESERVED
The TwelveStep Program for Financial Stressaholics - To learn more about this author, visit Chellie Campbell's Website.
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John PowerJohn Power, founder of Biltmore Franchise Consulting, has extensive experience developing and marketing franchises and business opportunities. He has been in and around franchising for over twenty years. From 1980 through 1990 he conceptualized, organized, and developed the American Video Association. He grew AVA to 2,000 national members, before selling the company it 1990. It was later merged into another home video marketing company. From 2000 to 2005 he worked as a contract marketing and human resources consultant to several local and national companies. In 2005 Mr. Power began working as a franchise development consultant on a full-time basis. Since that time he has helped more than three dozen companies initiate and develop their franchising program. He notes that there are many companies interested in developing a franchise program, and who need his specialized assistance. Mr. Power is a “hands-on” franchise consultant. He said, “I am the ‘nuts and bolts’ person who tends to the details for my clients.” Mr. Power holds a B.S. degree with a major in Marketing. See: www.biltmorefranchise.com You may contact Mr. Power at: jpower@biltmorefranchise.co - Visit John Power's Website |
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Cheryl MatthynssensCheryl is a life skills coach, licensed Chemical Dependency Counselor and a 20 year entrepreneur. Cheryl's dedication to achieving a life of balance led to her expanding her teaching from the simple managing of life's daily challenges to adding financial well being as well. A direct marketer with DrinkACT, she is gaining ground in the online community with her concepts of making sure business owners, entreprenuers and employees have well rounded life styles. She opened up a small affiliate site - The Balance Guide- to help others find resources for mental and emotional well being. Visit Cheryl's blog to see more of the diversity beyond business she has began offering online at www.thebalanceguide.blogspot.com - Visit Cheryl Matthynssens's Website |
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Staging DivaDebra Gould, aka The Staging Diva®, is President of Six Elements Inc., an internationally recognized home staging company. Inspired by many requests from aspiring home stagers wanting to start similar businesses, Gould created the Staging Diva Home Staging Business Training Program. Gould has trained over 1000 Staging Diva Graduates worldwide to start staging businesses. Buying decorating and selling six of her own homes in four years lead to an interest in real estate staging which she turned into a career with the launch of sixelements.com in 2002. Since then she has staged hundreds of homes in addition to teaching home staging training. Gould is the author of several home staging resources including a series of popular ebooks made up of a Design Guide, Color Guide and Portfolio Guide. For more information about Debra Gould visit stagingdiva.com. - Visit Staging Diva's Website |
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