He mentions that his success had early beginnings when he would look through business books while in grade school. He came across one of my books, and that's the first time he had seen the word ‘entrepreneur'--and he decided that's what he wanted to be.

His first venture was selling pens to his classmates and it's been uphill since then. After he was involved in a project at Stanford Graduate School of Business, he started his company, finding a niche market with the Hispanic population. He realized they couldn't build good credit because no one would provide the loans. What Gutierrez has done has benefited an overlooked segment of society, and proves his innovative skills are those necessary for entrepreneurialism.

Not only was I pleased to know I had been a positive influence on a young man, I think he's a very good example to those of you who are thinking of being an entrepreneur. Innovation can produce some remarkable results, and looking for a niche market is one way to begin. It's a combination of common sense and uncommon thinking. Start thinking like an entrepreneur today!