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If You Were Laid Off
I saw a recent online poll on CNN.com and was shocked at the results. Nearly 100,000 people had logged in their comments and about half said that if they were laid-off now, their savings wouldnít last more than a couple of weeks.
Thatís unbelievable to me. Itís hard for me to imagine that people are that unprepared for financial hardship today, especially knowing how unstable everything is right now.
I know it can be hard to save money when you have a mortgage and car payments and credit card bills but take my advice and try to save just a little bit from every paycheck. Put it in the bank - somewhere you can get it if you need it but where you wonít be tempted to touch it. The same principle applies to me. I donít care how much you make or how rich you are. You have to save money.
That way if the unfortunate happens and you lose your job, itís there when you need it until youíre back on your feet. In todayís unsteady economy, itís the smart thing to do.
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