Managing Debt…Eliminating Debt…Two Problems, One Solution
Managing Debt…Eliminating Debt…Two Problems, One Solution
Things are changing fast! So fast in fact that no one can tell what is going to happen. For many years now, borrowing has been a primary source of income for many companies and individuals. Then, this seemingly endless trend decided to show its teeth. Panic set in, stimulus money hit the banks and stopped, companies crumbled and people started to cling to whatever money they had left. Do you see how this has changed the economy? Even people with money to spend have slowed spending, further damaging the economy.
I don’t know your position but if you are reading this, you are probably looking at your debt in a new light. I know I have. This is not my first encounter with the debt monster. You see, at one point in time, I decided to live debt free, and I did. I was at peace, but then, I started wanting more out of life. It’s not the motive; it’s the method that causes the problem. Although the motive may justify the endeavor, it’s the method we use that dictates the results.
I decided to leverage debt to generate income in real estate. The market was going crazy and everybody was doing it with great success. I started conservative with little deals at first, then going bigger. I started doing very well. With this success, I started to drift from my game plan and advice of mentors. I took more risks, thinking that greater risk would yield greater gain. Looking back, maybe it would have but the economy was not going to wait on me. The bottom hit, then hit again and again, leaving me with a six figure negative net worth. Bummer!
Needless to say, I was faced with a decision. I immediately fell into a defensive mode by selling down, spending down and living down. I did not know what else to do. I soon found out that you can only sell down so much. I started wondering, “Where do I stop”. I had to find a better way, but what? The answer is kinda’ simple, more money! I realized that at some point the income has to be greater than the outgo. Now, I don’t know about you, but I realized that being broke and bummed was far more uncomfortable than rich and happy.
You see, my original “motive” was to live a prosperous, have control over my time and enjoy my family. Unfortunately, my “method” had proved ineffective. My path became clearer the more I re-trained my mind. I had to learn from this setback and get back into the game. Only this time, do it smarter. You see, just because so many people are without money, it does not reduce the amount of money in the world. It’s still out there, you just have to go and get it.
Once you realize where the money is at, you need to do a couple of things before you get it. You must believe it is there. You must believe you can get it. You must know without a doubt that you deserve it. You must put together a plan to get it. Now, I can show you where it’s at. I can prove to you it’s there. I can tell you how to get it. Only you can believe you deserve it. It’s up to you.
If you want my help, go to my web site.
Leanne Hoagland-Smith
Are your sales where you want them to be? Will you be one of the few who achieves sales or business success or one of the many who have failed to change? Are you tired of being told you are like everyone else?
Then you may find my first book on sales of interest. Be the Red Jacket in the Sea of Gray Suits, The Keys to Unlocking Sales available at Amazon or at http://www.processspecialist.com/red-jacket.htm. This book is a reflection of my no-nonsense approach to improving sales to overall business results.
If you are truly committed to making sustainable changes, then I can help you secure a positive return on your investment because I focus on executable solutions not telling you the problems you already know you have. From training to corporate (group) coaching to executive one on one coaching, my approach is to assess, create awareness, build a goal driven action plan and then execute.
The bottom line question is "Not do you or your employees know it, but do you or they want to do it?"
Please call for a free strategy session at 219.759.5601. - Visit Leanne Hoagland-Smith's Website
David Acheson
David Acheson is the founder of DCJA Consultancy. DCJA Consultancy is a management consultancy business specialising in B2B sales consultancy. They offer bespoke and packaged sales consultancy including Sales Optimisation Review, Interim Sales Management, Sales & Marketing Review, 1:1 Sales & Management Staff Analysis, Management Training, Solution Sales Training, Creation of New Pay Plan, KPI's, run Customer Feedback Campaigns, assist with Recruitment, Coaching, Appraisals and set up Strategic Marketing Campaigns. David spent his early career in accountancy and then moved into sales in 1982, working in Office Equipment, IT, Advertising, Training, Outsourcing and Consultancy. He has held many Senior Positions in SMBs and Global Organisations including Head of Sales Operations & Head of Business Development. His knowledge, skills and great experience of the Sales Industry has led to David making keynote speeches and running educational sessions to key businesses through organisations including The Chamber of Commerce and Business Link. - Visit David Acheson's Website
Cheryl is a life skills coach, licensed Chemical Dependency Counselor and a 20 year entrepreneur. Cheryl's dedication to achieving a life of balance led to her expanding her teaching from the simple managing of life's daily challenges to adding financial well being as well. A direct marketer with DrinkACT, she is gaining ground in the online community with her concepts of making sure business owners, entreprenuers and employees have well rounded life styles. She opened up a small affiliate site - The Balance Guide- to help others find resources for mental and emotional well being. Visit Cheryl's blog to see more of the diversity beyond business she has began offering online at www.thebalanceguide.blogspot.com
Have you written articles that would be of value to entrepreneurs? Become an expert on our site by publishing them! Expose yourself to a wide audience, drive more traffic to your website and get more sales! Click Here for details.
Modeling the Masters: Learn the true secrets behind Walt Disney's business success factors & grow your company!
Video produced by Phanta Media
"Learn straight from Evan how you can Make a Full Time Income (And More) from a Website"
Get advice & tips from famous business owners, new articles by entrepreneur experts, my latest website updates, & special sneak peaks at what's to come!
Email us your ideas on how to make our website more valuable! Thank you Sharon from Toronto Salsa Lessons / Classes for your suggestions to make the newsletter look like the website and profile younger entrepreneurs like Jennifer Lopez and Sean Combs!
Leanne Hoagland-Smith
David Acheson
Cheryl Matthynssens
Subscribe to Ron's articles
EQ SUCCESS STORIES
Email us your ideas on how to make our website more valuable! Thank you Sharon from Toronto Salsa Lessons / Classes for your suggestions to make the newsletter look like the website and profile younger entrepreneurs like Jennifer Lopez and Sean Combs!
