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Corinne Mitchell Articles

Written by: Corinne Mitchell

The Group Health Insurance Proposal - Click To Read Article
Many small business owners dread the time of year when their group health insurance renewal is due. If no changes are to be made, things go smoothly. But, frequently there are changes to be made and a side by side comparison of available plans is needed. Looking at the proposals can be confusing. Arm yourself with some knowledge as to what the proposal includes and you can better work with your insurance broker to choose the right plans for you and your employees.

What is a Qualifying Event for Your Group Insurance Plan? - Click To Read Article
A qualifying event determines when an employee can make changes to their employee benefit elections outside of the annual open enrollment period. The IRS lists very specific events that constitute a qualifying event. Find out what they are here.

Group Health Insurance Renewal Explanation - Click To Read Article
Do you dread renewal time for your group health insurance plan, afraid that your renewal notice will include an increase in cost? Find out what the 6 factors that can affect your renewal premium rates.

The Annual Deductible of a Health Insurance Policy - Click To Read Article
Certain types of health insurance plans, like a PPO Plan, have an annual deductible. I have found that most people don’t really know what an annual deductible is or how it works. The dollar amount of the annual deductible is clearly stated on your policy. In fact, many plans are named based on the amount of the deductible. Often, people think this is all that they’ll ever have to pay for health care in any given year. The language used to summarize the policy coverages is usually confusing and many people are surprised when they have to pay more for their health care costs than they first thought.

Group Insurance Benefits – Get Expert Advice to Avoid the Traps - Click To Read Article
Ask any business owner and they’ll tell you that the cost of medical and related insurance for their employees is one of their largest expenses. Every business owner is looking for the best coverage at an affordable cost. In this article, we discuss tips for deciding on the coverage you want for you and your employees and for making sure you get the best plan at the lowest cost.

Section 125 Plans | Good Group Insurance Benefits - Click To Read Article
Section 125 of the Internal Revenue Code outlines tax savings plans that are an innovative way for participants to save tax dollars. With these plans, group health plan premiums and eligible health care and dependent care expenses are paid with “untaxed” dollars. This results in a tax savings that increases your net take home Pay.

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