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iPhone Insurance Policy – Using a Third Party

Guest post by: John Clark

Article Overview: As the iPhone continues to increase in popularity and usage across the world, people are becoming more and more aware of the need for having insurance on the device. While many people feel as if they can get away without insurance because they are "careful," the fact is that mistakes happen, and are usually out of one's control.

iPhone Insurance Policy – Using a Third Party

As the iPhone continues to increase in popularity and usage across the world, people are becoming more and more aware of the need for having insurance on the device. While many people feel as if they can get away without insurance because they are "careful," the fact is that mistakes happen, and are usually out of one's control. The problem at hand is that many people feel that they are covered under Apple's warranty; while this may be true in some facets, AppleCare does not cover any accidental damage, leaving the user with a hefty bill if they were to drop their phone accidentally. Many people find that using a third party insurance policy is an excellent solution to this issue. AppleCare is expensive, and quite frankly does not cover the issues that most people will likely run into (breakage, spills and more). Squaretrade offers a service called the CarePlan, which is meant to be a third-party alternative to AppleCare, and in some cases will save customers up to $30 per year. While many people have complained about AppleCare being rather unresponsive to issues, Squaretrade's program promises to repair or replace a damaged iPhone within five days of reporting the incident.

Where Squaretrade's CarePlan really shines is in its coverage of accidental damage. Since this is the type of damage that most people find themselves dealing with, the CarePlan automatically becomes are a far more versatile insurance than Apple's plan. Whether a phone is dropped, encounters water, suffers from battery failure or otherwise due to one's own mistake, Squaretrade will cover the cost to repair or replace the phone. This alone makes purchasing the CarePlan a better deal than purchasing AppleCare. Add to this the fact that the CarePlan is lower in price than AppleCare and has far higher customer satisfaction ratings (including an "A+" rating from the Better Business Bureau), and it's no wonder why Squaretrade has sol over one million policies to date.

If the lack of coverage offered by AppleCare is a deterrence to purchasing an insurance plan, SquareTrade's robust and affordable CarePlan is the perfect alternative.

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Article Tags: insurance, insurance policy, iphone, popularity, third party
Referred by: http://www.franchisefix.com/



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