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John Kevin Articles

Guest post by: John Kevin

Vehicle Ownership - The City you live in can influence the Cost of Owning a Car - Click To Read Article
If you are planning to buy a vehicle, you may want to check into how much it could cost to own for five years. The best way to do that is to list the possible costs you will incur over five years for fuel...

Dealing with Debt Collectors - Click To Read Article
Owing a debt and being unable to pay it has limitless disadvantages. The paramount being not having a peaceful life. Falling short on payments leads to creditors or debt collectors chasing you for the debt.

Debt Collectors should follow the FDCPA Laws - Click To Read Article
The Fair Debt Collection Practices Act (FDCPA) was shaped by the Federal Trade Commission (FTC) and passed by the Congress to ensure fair and lawful debt collections.

Beware of Charged off Debts! - Click To Read Article
As debtors you will want to look for an easy solution to the sticky situation you have gotten into – not being able to pay the debt. You and the creditor may come into an agreement over the debt and he will agree to charge off the debt because it has become worthless. It is known as “Specific Charge Off” method.

What is Debt Collection Harassment? - Click To Read Article
The Fair Debt Collection Practices Act (FDCPA) has a set of rules that determine what can be termed as harassment by the debt collector. Harassment can be either written or verbal.

Illinois Lemon Law - Click To Read Article
Illinois lemon law covers new self-propelled vehicle primarily designed for use on public highways with a serious mechanical problem that was purchased or leased in Illinois. The Illinois lemon law states that the mechanical problem should be first reported within the first 12 months or 12,000 miles, whichever occurs first.

FDCPA Laws - Click To Read Article
The Fair Debt Collection Practices Act (FDCPA) was passed by the Congress and is enforced by the Fair Trade Commission (FTC) to ensure fair debt collection by debt collectors. The Act has laid down laws to regulate the debt collection practices.

Debt Collectors Look for a Victim all the Time - Click To Read Article
Easy money lures some people to get into unfair practices. Debt collectors get lured by money that can be churned by playing with minds. They resort to emotional blackmail and try to weaken you relating to loan thereby making you commit for the payment of the loan.

Know your Rights in the FDCPA - Click To Read Article
The Federal Debt Collection Practices Act (FDCPA) has laid down guidelines for fair debt collection. It has clearly listed the regulations and violations of fair debt collection. As a consumer you have rights for fair debt collection even if you owe.

Georgia's Lemon Law is Revised to protect the Bigger Vehicle Owners - Click To Read Article
Georgia's Lemon Law was entirely different from the Texas Lemon Law, because of the time and mileage eligibility. The time and mileage eligibility in Georgia was half of what it was in Texas.

FDCPA Assures Rights of the Consumer - Click To Read Article
The Federal Debt Collection Practices Act (FDCPA) enforced by the Federal Trade Commission (FTC) regulates debt collection practices. The guidelines laid down by the FDCPA prohibit any kind of harassment of consumers by the debt collectors.





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