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Financial Spiral

Financial Spiral

The problem the most people today have is debt, and how they got there was the “Financial Spiral”. I see it all the time because it’s easy to get into debt, look at your own life style, the thought process

 

What should I do, how am I going to pay my bills, the whole “I’m a victim”. If only I could save.

 

Well, to tell you the truth we all put ourselves into this spiral, and we all need to get over it, and until it happens, the same spiral will keep on going. So, go back to the beginning of the spiral, and recognize that it is your fault and take responsibility now and change it.

 

Change is and always is a good thing because it forces you to get out there and see how to fix it but seeing/reading how others have changed and now are successful. Do what ever it takes to get out of that “couch potato” attitude and work it out.

 

Playing the blame game just continues the spiral, and you well just stay in one play, and never understand why you are there.

 

Simply do a search on the internet for personal change, and you will find thousands of books, articles etc to help you, and I bet if you just choose only one and read it through, you have just started the process of change, simple right, well yes and no, you have to go forward now, you can’t turn back.

 

Just remember the pain you have from that spiral and that should be enough to push you forward.





Financial Spiral - To learn more about this author, visit Dana Burton's Website.

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Cheryl Matthynssens

Cheryl is a life skills coach, licensed Chemical Dependency Counselor and a 20 year entrepreneur.  Cheryl's dedication to achieving a life of balance led to her expanding her teaching from the simple managing of life's daily challenges to adding financial well being as well.  A direct marketer with DrinkACT, she is gaining ground in the online community with her concepts of making sure business owners, entreprenuers and employees have well rounded life styles.  She opened up a small affiliate site - The Balance Guide-  to help others find resources for mental and emotional well being.  Visit Cheryl's blog to see more of the diversity beyond business she has began offering online at www.thebalanceguide.blogspot.com

- Visit Cheryl Matthynssens's Website


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Dana Burton
(Visit Dana's Website) Well, it all started 46 years ago, in a small place, called Rivers, which is in Manitoba, Canada. It was an RCAF Station in WWII and was after the war. My father was a Corporal and was a Aero-Engine Technician working on the Lancaster bombers. We moved to Trenton, Ontario in 1966, where my father retired in 1975 from the Canadian Forces. Like any normal kid I got my high school diploma, working pumping gas for $2.10/hr. And about that time my father put me into the Royal Ontario Conservatory of Music to learn guitar, well that lasted about a year and an half and being young didn�t really care, but I did learn to play and read music. After high school I was going to college but got diverted by my friends to go and pick tobacco for 8 weeks, and saved a grand total of $1200 dollars. So, I went out west to Alberta and lived with my brother, and worked for $6/hr moving and cleaning appliances, needless to say, it didn�t work out and I came back to Ontario. Within a month of coming back I found myself in a cabinet making apprenticeship, making $7hr, and it continued for two years, when it changed again and I needed to do something different, so, I joined the Canadian Forces on my father�s suggestion, and got into Communications, and learned about computers etc, starting at $20k/year I did that for 6 years and it was quite the adventure, played a lot of sports, but mainly golf, broomball, and ball hockey, but again I just couldn�t do it anymore, so I got out and went back into cabinet making and carpentry making $10, but it was just too much work, long hours, and I was just married with a child, so after 2.5 years I joined the military for the second time and in the same trade in communications making about $35k/year. Over the next 8 years had two more children, got divorce, moved to Ottawa, and gathering lots training in computers, mainly email and networking, then finally making $45k/year. But yet again it got boring, so I left the military to get into the private business realm since the military just wasn�t working for me, and started at $48k/year. I�ve been in the IT industry ever since and to tell the truth, its niche for me because it come easy, and it make a descent wage, without having to work to hard. The only thing is I got divorced during my second military time and even though I have never been with out a job, I have just managed to make ends meet, and that�s it. Living from pay check to pay check, and once and a while being able to save, not much. Which brings me to the present day, I still have my job making $63k/year, and have been with the last company for 8 years, and my children are all in Ottawa, where I enjoy time with them and my friends, still playing guitar and mainly golf now.

Dana Burton is a Silver author on EvanCarmichael.com
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