Bryan Garner Articles
Hardship Debt Settlement Taxes explained by Credit Alliance Group - Click To Read Article
A look behind the scenes about reporting forgiven or cancelled debt as income and how you could possibly be able to not have to pay by declaring yourself insolvent explained simply and directly by Credit Alliance Group
Credit Alliance Group Knows You Need Help With Debt? - Click To Read Article
Here is a checklist that will help you understand if you need help with your debt.
Credit Alliance Group is changing the debt settlement industry - Click To Read Article
Credit Alliance Group pledges to change the debt settlement industry practices. Commitment to helping and educating the consumer and providing the right options to chose from when dealing with overwhelming debt. Consumers can feel confident & secure when doing business with Credit Alliance Group - commitment to 100% customer satisfaction, safeguards for their clients - Credit Alliance Group helps clients by reducing unsecured debt - debt free in 3 years or less. Credit Alliance Group, helping almost 15,000 families get out of debt. A commitment to making sure the customers are always first. Dallas Texas
Credit Alliance Group discusses the effects of Cross Collateralization - Click To Read Article
Everyone should be aware of what Cross-Collateralization is and how it can effect you.
Credit Alliance Group discusses Basic Interview Etiquette - Click To Read Article
Credit Alliance Group has had the joyful experience of interviewing and hiring new team members. Here are a few tips for all the individuals looking for a new career out there.
How to Choose a Debt Settlement Company? - Click To Read Article
Your guide to know if Debt Settlement is the right option for you. The red flags to look for and what to ask when deciding which Debt Settlement Company to go with.
Keep Your Excellent Credit Score with Credit Alliance Group - Click To Read Article
Most of America is under the belief system that having a high credit score is the most important thing in the world. In reality a person’s credit worthiness is made up of a few different items. Sometimes it's better to take a step back and look at your long and short term goals and compare all of your options.
Emotional Economics spelled out by Credit Alliance Group - Click To Read Article
Credit Alliance Group has been helping consumers with their debts for over 5 years now and have heard the horror stories. How the un-regulated credit card industry is overwhelming the consumers with nothing but interest payments and keeps them drowning in debt. It's an emotional tear jerker listening to the heart wrenching stories from consumers in regards to their debts.
Credit Alliance Group has discovered that Banks and Collectors Have a New Twist on the Old Bait & Switch Tactic - Click To Read Article
The pitch goes something like this:
“Mr. Smith, Here at XYZ collections our goal is to find a solution to your current debt owed that will work with you current financial situation. We have a solution that we are willing to offer you today that will make all parties involved happy. Our offer that is on the table for the next 30 days is to transfer your current balance over to a new credit card with a fixed 0% interest rate for the life of the debt.
The best part is that you will be making a payment that you can afford and being a new line of credit it will help rebuild your credit score as you payoff you current debt!”
Now here is the catch:
In the fine print terms for the new credit card offer they have the right to sue the party to acquire the balance. Since the debt has been transferred to the new card the deb
Credit Alliance Group reports an increase in complaints to the FTC about creditor harrassment calls - Click To Read Article
According to the AP report, almost 39 percent of Federal Trade Commission complaints cited demands to pay debts that weren’t owed or payments that were more than legally allowed. Credit Alliance Group instructs their clients on how to file complaints against creditors who are in violations of the Fair Debt Collection Practices Act. Credit Alliance Group is striving to set itself apart from the debt settlement industry in customer service.
Credit Alliance Group Debt Management Options are for the Average Person - Click To Read Article
There has been a large increase of people seeking help with their debts this holiday season. I would like to offer some advice for the individuals that are feeling the strain of tougher economic conditions. A monthly household budget can be the greatest help of all. Most people never realize the amounts of money they spend each month on little things; let’s take a look together.
Credit Alliance Group Helps with Personal Credit Card Debt - Click To Read Article
fund or stocks does not even come close to the 18%-35% you pay each month on your personal credit card debt.
Credit Alliance Group busts the Bankruptcy Myth - Click To Read Article
Is there an alternative to filing Bankruptcy that does not have the disadvantages that goes along with Bankruptcy?
Is this the first real economic dip for Generation X? - Click To Read Article
From gas prices to bank runs; this has been the first real economic crisis for my generation. As I look back over the last few years I have noticed that my generation has never really experienced any of the financial challenges that we are seeing currently in the world today.
How Does Debt Settlement Affect My Credit? - Click To Read Article
Effects of a Debt Management Program on your credit score.
Credit Alliance Group understands that every dollar counts in paying off your credit card debt - Click To Read Article
Ever wonder where your money goes when you pay just the minimum payment?
Credit Alliance Group sympathizes with consumers dealing with high mortgage payments - Click To Read Article
Credit Alliance Group realizes there are many options for people in need of help with their mortgage.
Credit Alliance Group Explains FICO & Debt to Income Ratio Info - Click To Read Article
In the United States, a credit score is a number based on a statistical analysis of a person's credit files that represents the creditworthiness of that person, which is the likelihood that the person will pay their bills. A credit score is primarily based on credit report information, typically from one of the three major credit bureaus: Experian, Trans Union, and Equifax.
Debt to Income Ration is another factor when it comes to your credit score.
Credit Alliance Group Shows You How To Save Money While In Debt? - Click To Read Article
Many of us, me included, are in debt and have no savings. While some people tell you not to save money while in debt, the fact is if you don't have money for emergencies, then you will increase your debt by having to turn to your credit cards. Here are some great tips to help you save that emergency money even with debt.
Credit Alliance Group compares Debt Consolidation vs. Debt Management vs. Debt Settlement - Click To Read Article
The average American household has 20-30K of unsecured debt. Our economy as a whole is drowning in credit card debt, medical bills, personal loans, and just unsecured debt in general. In order to get out from underneath this huge burden of bills and those harassing creditor calls we have resorted to finding debt relief options such as Debt Consolidation Loans, Debt Management Programs, and your array of Debt Settlement Companies. I’m in shock to see the countless amounts of people that look for these different options and not put the time and energy into researching the cause and effects that it has on your credit score, credit report, and your financial future. By the time you have read through this article I hope you have a better understanding of the pros and cons of each of the different debt relief choices available.
Credit Alliance Group asks. Are You Teaching Your Kids Financial Responsibility? - Click To Read Article
Never too young to start lessons on good stewardship. Children are the best students when it comes to money. Talk to one of Credit Alliance Groups specialist today.
Debt Help, Money Management Techniques - Click To Read Article
Keeping Track:There is only so much money from month-to-month. Question: where does it all go?
· Limit Your Spending:Having a financial budget may find that about 5-10% of your total spending may be for purchases that are not needed. Think about it. What could you do with that extra 5-10%? Perhaps your future plans include buying your first home, going back to school, saving for your child's college, paying down debt or simply setting aside cash for a special trip. A budget will identify expenses that can be cut so that you can set goals on making important long-term savings.
Setting Goals: Budgeting supports your financial goals, which may include:— saving for your first home— paying down debt— preparing to go back to school— planning for retirementGood budgeting skills add these goals into the budget.
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