Tweet

Financial Fitness: It's Really Not About the Money!

Guest post by: Cindy Parran Brochu

Article Overview: In your quest for financial fitness, it's normal to think that if you had more money, your life would somehow magically be different. The truth is that more money doesn't change much. It's all about what you do with the money you have. Here are 3 questions to ask yourself to help you better manage your money and enhance your financial fitness:

Financial Fitness: It's Really Not About the Money!

In your quest for financial fitness, it's normal to think that if you had more money, your life would somehow magically be different. The truth is that more money might help you breathe a little easier, but it doesn't change the way you relate to money or make you a different person than you are right now.

For those who overspend and mismanage their finances, they'll continue to walk the same path after their next raise or bonus. So, it's really not about the money, but it is all about you and what you choose to do with your money, which is the beginning of the journey to financial fitness.

Instead of wishing or hoping for more money, instead focus on how to effectively manage the money you have now. You can start today! When you begin to take control of your finances and live more from a place of financial wellness, you will attract more money!

How could you be contributing to your money dilemma? We are often the ones in our own way when life isn't moving along as we would like. Is there something you could be doing differently in order to make your financial life better, or for you to feel more successful? Start by asking yourself these three questions:

1. Where do I participate in wasteful spending? Write down what areas you think you're overspending. Once you have clearly targeted these areas, ask yourself where you're willing to make change so that you're spending or saving more where you want to be. Maybe you'll decide to stop for coffee two instead of the usual three times a week on your way to work. Write down a clear plan of action detailing what you'll do each week, bringing you one step closer to smarter spending. Be sure your plan of action is in alignment with your financial goals and values.

2. Do I often justify my spending habits? How often have you said to yourself: I deserve this, it was on sale, or I really need this when you know it really was just a want? Being fully aware and recognizing your money habits will help you make smarter financial decisions. Notice at the very moment you begin justifying your spending decision-it often happens during the shopping experience-it's when you pause and begin thinking about how you'll pay for it! Taking a step back to get in touch with your thoughts will result in significant positive changes in your financial life and bring you one step closer to financial freedom!

3. Am I happy with the state of my finances? If you answered no, what might you do to change that? It might be that you merely need to spend some additional time understanding your finances-review your monthly income and expenses (fixed and variable) and decide where you can make adjustments. It's not about the money; it's all about what you do with your money! Possibly, you need some guidance and could use the help of a coach to help you build financial confidence. Either way, set aside time to focus solely on what decisions you can make that will help you feel happier in your financial life. Decreasing your money stress will yield you financial peace.

It's not about the money, but it is all about you! Be patient and good to yourself while you take the necessary steps to get you one step closer to excellent financial fitness!

Related Articles
  The Focus on Fitness Franchises
  TEN FRANCHISES POISED FOR GROWTH
  Snap Fitness Ranked No. 16 in the Inc.500
  How To Get The Best Home Gym Equipment
  Children's Services Franchises Offer the Perfect Fit
  US health club chains AnyTime and Snap Fitness looking to expand internationally
  4 Reasons to Get Financially Fit
  The Two Most Devastating Vanity Goals
  Discover Hidden Online Business Ideas in Your Niche
  How fit is your sales team?
  Use Smartphones to Get Fit
  7 Top Benefits Of Owning A Fitness Franchise
  FITNESS AND HEALTH ARE BUZZWORDS ON THE CORRIDOR OF LEADERSHIP:
  Web designing for health club
  Online Business Opportunities Anyone Can Use
  Home-based Business Opportunity: Children’s Fitness Business
  Go Play Outside!
  Is a Gym Franchise Opportunity for You?
  The Benefits of Exercise and Fitness Training for Entrepreneurs
  Business Fitness: Prerequisite for Growth

Article Tags: Cindy Parran Brochu, Financial Coach, financial fitness, financial management, financial review, money management, money plan, spending habits, SpendingPlanbiz, wasteful spending
Referred by: http://www.onlinebizu.com



Related Forum Posts
Re: Which would you start: a Blog or Online Community? - It is a difficult decision to make. Lets start it this way - What are you more interested in? Money? or Friends? or Both? If its purely Money, then Blog might be an appropriate answer. But consider this - It will be people (visitors) that will bring traffic to your blog and then Money will follow. This will be possible after a time and during this time it will be your friends who will be the starters. If you are looking for friends only, then its true that not many will be interested in knowing how you have beaten them in the game or the other way round. So it will be preferable to have a Forum where they can share ideas with you and others. But you can share your insider knowledge with them and invite comments from your Blog. You can also put up information on what others (including your friends) don't know about Tennis. The blog you create can provide News, Inside Information and also Techniques that can be used by the new entrants in the world of Tennis.
Making Money in 2011 - Hello forum members! As we draw closer to the new year I thought it would be appropriate to change the title of our forum category "Making Money in 2010" to "Making Money in 2011" - I'm looking forward to some interesting discussions and wish everyone a prosperous New Year!
QuickBooks vs. Microsoft Money vs....? - I have always used Microsoft Money to run my business - accounting, invoicing, etc. It came with my computer when I got it and integrated well with my online banking system so everything is a breeze. It only takes 30-60 minutes every quarter to do the bookkeeping (keep in mind that I have a very simple business - no inventory, very little invoicing, I do all my payments by credit card, etc). Is QuickBooks or Money the best accounting tool for small business owners? Or is there something even better?
Future Financial Corporation - I've never heard of Future Financial Corporation is this a new company?
Re: What or Who Sparks Your Business Interest - It's interesting to see what the different motivations are by Age Category. I've noticed this around me: 20 to 29yr olds: Motivator: Money 30 to 39yr olds: Motivator: Success/Ambition 40 to 49yr olds: Motivator: Family comes first 50 to 59yr olds: Motivator: Leaving a legacy i've only gone that far in my analysis. Of course this is a braid generalization but I find that it helps direct my marketing to individuals in different age brackets. The product/service can be the same but the Marketing message (Benefit Statement) to a 20 year will revolve around "Money" vs. a 30-something would be on their "Self Image"


Share this article with your friends. Fund someone's dream.

Leave a comment below or share on the left and you'll help support entrepreneurs in Africa through our partnership with Kiva. Over $50,000 raised and counting - Please keep sharing! Learn more.

Newsletter

Get advice & tips from famous business
owners, new articles by entrepreneur
experts, my latest website updates, &
special sneak peaks at what's to come!

Name:
Email:

Popular Articles

Email Marketing Made Easy #11 - Avoiding Spam

Angel Investors Where Are You?

Small Business Internet Marketing

Suggestions

Email us your ideas on how to make our
website more valuable! Thank you Sharon
from Toronto Salsa Lessons / Classes for
your suggestions to make the newsletter
look like the website and profile younger
entrepreneurs like Jennifer Lopez.