Drew Goldbaum Articles
The Difference Between Qualified, Mid-Qualified and Non-Qualified Credit Card Transactions - Click To Read Article
The three general categories under which a credit card transaction is approved at is often a very confusing topic for small business owners. This article aims to provide an explanation as to how and why transactions will be processed at the different qualification levels - Qualified, Mid-Qualified, and Non-Qualified for Retail, MOTO and Internet merchants.
Interchange 101 - Click To Read Article
Interchange is the wholesale price, charged by Visa/MasterCard, for Authorization and Settlement of a credit card transaction.
What is Interchange?
• The foundation of the entire Bankcard Processing industry’s cost structure.
• It is extremely complex and constantly changing.
• Understanding interchange and its evolving nature is critical to a deep understanding of the Merchant Bankcard industry.
How Credit Card Processing Works - Click To Read Article
This article provides a basic explanation of how credit card processing works - from the moment a customer hands a cashier their credit card, to the point when the merchant receives the proceeds from the sale in their business bank account.
Credit Card Processing 101 - Click To Read Article
Accepting credit cards offers an array of advantages to companies: Reduced administrative cost, improved cash flow, quicker access to funds, the image of a modern, innovative company, etc. Consumers also like using credit cards as a form of payment because it is a simpler and safer method, no hassles with cash or delayed payments as with billing. Accepting credit cards can be a big decision for some businesses. For others, accepting credit cards can be their most widely used form of payment, including cash!
The following guide will assist you with moving your business into the world of electronic payments. Accepting credit cards should be an easy decision once all the facts have been clearly defined.
Credit Card Processing/Merchant Account Basics - Click To Read Article
Managing business finances is quite a responsibility and those of you who are serious about selling products or services on the web must be able to accept payment from your customers. Although you have at your disposal a variety of payment methods, the most popular one for web based merchants is to accept credit cards. Credit card merchant accounts enable you to accept credit and debit card transactions. These accounts are established by submitting an application to certain Merchant Service Providers or by Independent Sales Offices.
Credit Card Processing Accounts - Click To Read Article
Credit card processing accounts can be quite a daunting task, especially if you are new in this field. This article will give a brief overview of them and their importance to businesses of all sizes.
Custom Gift Card Programs for Businesses - Click To Read Article
Nowadays, some merchant service providers are able to provide your business with the ability to create and sell custom gift cards. These custom gift cards are designed by the business owner and often depict your business logo or some other graphical representation of your business. The cards are used by consumers to make purchases at your establishment and consumers appreciate the flexibility they provide as they do not need to carry cash or credit cards to shop at your business. Custom gift cards are a relatively easy and affordable way to expand your brand awareness and customer loyalty.
Cash Advances For Small Businesses - Click To Read Article
Most business owners dream of enlarging their business but in order to do this they need money, sometimes lots of money. Thus, those who are interested in obtaining cash within a short period of time have at their disposal cash advance for business, which is a great substitute of the small business loans. If you are in need of quick cash, this cash advance requires less paper work than traditional business loans, requiring no collateral and no credit checks.
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