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Human Capital - Your Company's Biggest Asset

Human Capital - Your Company's Biggest Asset

We all know the people who work really hard without ever asking for more money. They pile the work on, they work late hours and they aren't bothered by the little things that happen at the office. They work hard because they care about a job well done. This is a quality that should be recognized and cherished - these people cause less headaches and make your company look great. As a business owner you have to ensure that your human capital is handled properly because the greater the productivity of your employees, the greater your organization's productivity and value!



Now you are probably asking yourself - what the heck does this have to do with insurance. Well - it's easy: Your important employees are critical to your company's operations - if that critical person is no longer able to work for you, you will lose money - you have to insure that risk.

Your business is a living thriving entity, and as such needs the proper maintenance to help it grow. When it comes to employees, you should include:

health checks and encourage continuing education for your employees - a healthy employee ensures that your benefits program is cheaper and education helps to increase productivity
have proper personnel selection procedures - let's face it, hiring someone is not cheap. I coined a phrase earlier this year - Train and Retain... pick the right people the first time (as often as possible!)
have a sound procedure for placing, developing and promoting employees - no one wants to work in a place that has no future. Your employees look at you as a model - you made it to the top - they want a chance as well!
Remember, your employees can be lost by the following risks: death, disability, critical illness, retirement, resignation or workplace violence.

Insurance can protect you from some of these losses. Key-Person insurance, Health benefits and Life insurance packages are some avenues worth exploring - your business and employees deserve it!





Human Capital Your Companys Biggest Asset - To learn more about this author, visit Claudio Cipriani's Website.

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John Power
John Power, founder of Biltmore Franchise Consulting, has extensive experience developing and marketing franchises and business opportunities. He has been in and around franchising for over twenty years. From 1980 through 1990 he conceptualized, organized, and developed the American Video Association. He grew AVA to 2,000 national members, before selling the company it 1990. It was later merged into another home video marketing company. From 2000 to 2005 he worked as a contract marketing and human resources consultant to several local and national companies. In 2005 Mr. Power began working as a franchise development consultant on a full-time basis. Since that time he has helped more than three dozen companies initiate and develop their franchising program. He notes that there are many companies interested in developing a franchise program, and who need his specialized assistance. Mr. Power is a “hands-on” franchise consultant. He said, “I am the ‘nuts and bolts’ person who tends to the details for my clients.” Mr. Power holds a B.S. degree with a major in Marketing. See: www.biltmorefranchise.com You may contact Mr. Power at: jpower@biltmorefranchise.co - Visit John Power's Website

George Ludwig
George Ludwig is a recognized authority on sales strategy and peak performance psychology. An international speaker, trainer, and corporate consultant, he helps clients like Johnson & Johnson, Abbott Laboratories, Northwestern Mutual, CIGNA, and numerous others improve sales force effectiveness and performance. Though it's George's strategies and processes that help corporations increase productivity and performance, it's his tremendous energy and dynamism that spark the transformation. Again and again, clients remark on his amazing ability to unleash human capacity and inspire men and women to break out of their comfort zones. The result is a whole new type of salesperson. His customized presentations teach achievers to make stunning advances in their lives. From helping salespeople realize cherished dreams to helping corporations exponentially accelerate revenue streams, George Ludwig leaves audiences and individuals empowered, emboldened, and clamoring for more. George is the best-selling author of Power Selling: Seven Strategies for Cracking the Sales Code and Wise Moves: 60 Quick Tips to Improve Your Position in Life & Business. - Visit George Ludwig's Website


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About The Author


Claudio Cipriani
(Visit Claudio's Website) Claudio Cipriani is a registered insurance broker that represents: Several property and casualty insurance companies through the offices of Mitchell Sandham Insurance Services Desjardins Financial Security, Great West Life, Empire Life, Manulife and other carriers through Mitchell Sandham Financial Services. I hold my BA in Sociology from University of Western Ontario, graduated top of the class in the RIBO level 1 licensing course and holds his full LLQP Life License, regulated by the Registered Insurance Brokers Association of Ontario & the Financial Services Commission of Ontario and is trained by Cookston-Walker as a Commercial Insurance Producer. Using my extensive and ongoing training in business insurance, life insurance and insurance strategies, I am committed to providing tips, advice, and explain more complicated concepts to you in real life scenarios so that you can better understand the insurance world and your own insurance policy

Claudio Cipriani is a Gold author on EvanCarmichael.com
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