Feedback Form
Home Features Mastermind Forums About Advertise Blog Network Contact Be An Author

How Do I Know I Need Help With Debt?

How Do I Know I Need Help With Debt?

Many people have a difficult time admitting they need help with their debt. Most of us have been raised to pay our bills, monthly. Some see alternatives as a sign of failure or weakness. Nothing could be farther from the truth. Did you know that according to the Federal Reserve’s Consumer Credit Report , Americans have over $2.5 Trillion ( yes, that is Trillion with a “T” ) of outstanding debt.

While that number may sound incredibility high, it is most accurate. I talk to over 100 people a day who are in dire straits with their unsecured debt. Many are at their wits end and just want this nightmare to go away. Some people know that they need help but just can’t surrender. Denial is not just a river in Egypt! Struggling is not living. Not being able to answer your phone because of harassing creditor calls is not living. Making minimum monthly payments and not seeing your balance go down is not living.

How do I know that I need help with my debt? Here are 25 symptoms.

You routinely get cash advances or use payday loans
You live paycheck-to-paycheck
25 percent of your monthly income goes toward credit card bills
You have three or more credit cards
You ask friends and family for money to cover credit card debt
You lease because you cannot find financing to buy
You've taken a second job just to repay credit card debt
You pawn personal items because you desperately need cash
You have made three late payments in the last 12 months
You have seriously considered bankruptcy
You increase credit limits on already maxed-out credit cards
You depend on the time before a check clears to obtain the necessary funds
You depend on credit cards to purchase items like gas, groceries, and clothing
You routinely get cash advances or use payday loans
You live paycheck-to-paycheck
25 percent of your monthly income goes toward credit card bills
You have three or more credit cards
You ask friends and family for money to cover credit card debt
You lease because you cannot find financing to buy
You've taken a second job just to repay credit card debt
You pawn personal items because you desperately need cash
You have made three late payments in the last 12 months
You have seriously considered bankruptcy
You increase credit limits on already maxed-out credit cards
You depend on the time before a check clears to obtain the necessary funds

If you are experiencing two or more of these financial problems, then you need to seek debt relief immediately!

There are several methods of debt help available to you including debt settlement, credit counseling and debt consolidation. Debt settlement can reduce your overall debt by up to 60 percent and act as a buffer between you and your creditors. Don't let debt linger in your life, act now before these indicators result in bankruptcy. Call CreditAllianceGroup today and get started on your journey to becoming debt free. Once you enroll, the only thing you are responsible for is making your monthly payment on time. It’s like going from a war zone to floating on a raft, sipping your favorite libation and letting the world roll around you.

Ah!!! The Good Life!!!





How Do I Know I Need Help With Debt - To learn more about this author, visit Eric Pinola's Website.

Like this article? Share it with your friends

Article Feedback
 Article Feedback No article feedback found.
  Leave Your Feedback
article feedback

Article Feedback

To learn more about the Evan Elite Author Program please contact us.

About The Author


Eric Pinola
(Visit Eric's Website) Credit Alliance Group is a leading debt management company in Dallas, Texas that provides solutions to any unsecured debt challenges. As the director of enrollment I am encouraged to see how much we can help people each day. Our programs are built around the client’s budget; so that they can become debt free again without unnecessary stress. We offer a Basic, Pro, and Elite edition of our services. The road to becoming debt free can be long and hard so it is important to make the journey with a company that truly cares and has the experience to get the job done right the first time. Check out our website; or give us a quick call for a free no obligation enrollment package with your figures in it. 1-866-359-5677 http://www.creditalliancegroup.net or http://debt-credit-repair.com/index .html

Eric Pinola is a Gold author on EvanCarmichael.com
About The Author

View Author Blog
Credit Alliance Group - Dedicated to helping people to become debt free.
Credit Alliance Group
View Author Blog

View Author Video
View Author Video

Free Downloads


Eric Pinola's

Complete
List Of
Sales
Articles

Name
Email
If you enjoyed this article, get Eric Pinola's Complete List of Sales Articles For FREE!

More Eric Pinola
Basic Interview Etiquette
Excellent Credit Score yet not able to obtain new credit
Every Dollar Counts In Paying Off Your Credit Card Debt
Debt Consolidation vs Debt Management vs Debt Settlement
Crosscollateralization
71000 Complaints to the FTC about Creditor Harassment Last Year up 500 from 2004
Debt Management Options for the Average Person
FICO Debt to Income Ratio Info
How Do I Know I Need Help With Debt
Banks and Collectors Have a New Twist on the Old Bait Switch Tactic
Free Downloads


 
 
 


Evan Elite Authors
David Barr  
Kim Castle  
Casey Gollan  
Evan Elite Authors

Become An Author
Have you written articles that would be of value to entrepreneurs? Become an expert on our site by publishing them! Expose yourself to a wide audience, drive more traffic to your website and get more sales! Click Here for details.
Become An Author

Evan's Latest Video
Modeling the Masters: Learn the true secrets behind Walt Disney's business success factors & grow your company! Video produced by Phanta Media
Evan's Latest Video

Business Opportunities
"Learn straight from Evan how you can Make a Full Time Income (And More) from a Website"

How to Start An Online Business

Click Here To Learn More
Business Opportunities



Evan's Newsletter
Get advice & tips from famous business owners, new articles by entrepreneur experts, my latest website updates, & special sneak peaks at what's to come!
Name:
Email:
Evan`s Newsletter

Free Downloads
SEO Today Icon SEO Today
Networking Difference In A Decade Icon Networking Difference In A Decade
Explode Expo Results Icon Explode Expo Results
Coaching System Icon Coaching System
Goal Setting Icon Goal Setting
Free Downloads - Complete List

Entrepreneur Tools and Guides
Top 50 Political Blogs
Top 50 Political Blogs
Top Political Blogs of 2009
 
Top 50 Blogs For Startups To Watch In 2009
Top 50 Blogs For Startups
Top Blogs To Watch In 2009
 
Entrepreneur Tools and Guides

SEO For Africa
SEO For Africa
Fatmata Sesay Makeni, Sierra Leone,
Fatmata Sesay
Makeni, Sierra Leone
SEO For Africa

If I Were A Startup...
Gord Hotchkiss, $113k to $1.5 Mil in 5 years
Gord Hotchkiss
$113k to $1.5 Mil in 5 years
Chris Nguyen, 30+ national clients on $0
Chris Nguyen
30+ national clients on $0
If I Were A Startup... - Complete List

Famous Entrepreneurs
Leon Leonwood Bean, L.L. Bean
Andrew Carnegie, Carnegie Steel
Andrew Carnegie
Carnegie Steel
Famous Entrepreneurs - Complete List

Entrepreneur Advice
Seth Godin, Ideavirus Author
Seth Godin
Ideavirus Author
John Jantsch, Duct Tape Marketing
John Jantsch
Duct Tape Marketing
Entrepreneur Advice - Complete List

Popular Articles
(Premium Authors)

     Cold Calling - Tips to make it easier
By David Acheson
     Foot Canvassing
By David Acheson
     The Transition from Sales Person to Sales Manager
By David Acheson

Have A Suggestion?
Toronto Salsa Classes / Toronto Salsa Lessons Email us your ideas on how to make our website more valuable! Thank you Sharon from Toronto Salsa Lessons / Classes for your suggestions to make the newsletter look like the website and profile younger entrepreneurs like Jennifer Lopez and Sean Combs!
Have A Suggestion?

More Evan Carmichael
More Information