SME - EQUITY FINANCING INSTEAD OF BANK LOANS
The provision of credit to SMEs by the banking sector
worldwide has decreased due to a number of reasons. Firstly, demand for loans
by small firms has fallen as business activity has dropped, and firms seek to
deleverage. Secondly, bank lending to the sector has declined because of the
poorer financial condition of firms during the economic downturn. Thirdly,
restricted liquidity in the interbank markets means that financial institutions
must curtail their lending to the sector. Banks seek to accumulate capital
reserves rather than advance them to SMEs. Additionally, banks seek to protect
their limited capital reserves by investing in securities perceived as less
risky, including sovereign and corporate paper.
Firms should become less dependent on bank financing, an issue stressed by Uriel Lynn at the ISBE conference in November. This can be achieved by retaining greater reserves within the firm, and by seeking sources of external private equity rather than debt finance.
We invite you to take advantage of this offer to seek Equity (Venture) Capital with the WUSME - EIED EQUITY CAPITAL Data Bank System and my personal advice and assistance.
The EC Data bank comprises more than 2000 Venture Capitalists offering investment capital in the tune of more than one trillion United States Dollars world wide.
Our offer comprises the following services:
- Review and evaluation of Client’s business plan
- Personal meeting with Client or Skype Conference
- Input of data into the VC data bank system
- Draft of applications for funding
- Collection of funding offers and forwarding to Client
1. The Application Form
2. The Financing Services Agreement