While big money continues to move funds in and out of the market (all-the-while being ignored by Regulators what regulators used to consider manipulating the price of stocks) Main Street continues to shed jobs and close doors. Small Business reserves extended by the use of credit cards and cash-on-hand float is losing the war and is about to add (small and difficult to rent) commercial space at record levels.
Institutional Lenders can only watch as they reject client credit applications because of falling FICO scores caused (by the lowering of credit lines) from credit cards that are now considered maxed out. An action that was created by the same banks receiving TARP funds. While government programs are still waiting to happen, No one is extending a helping hand to those who have had to fight the hardest to survive. When the dust settles, good people with good small businesses will be added to the unemployment rolls for no other reason than the detachment of Wisdom, from rules and guidelines written for another time and era.
News papers read by The Ninety Percent still working see the glass half-full, while the growing unemployed (being moved to the street) will not be buying the newspapers that show all is well with Wall Street and the stock market.