Tweet

Small Business Loans for Manufacturers Unlock the Value of Existing Assets to Secure Working Capital

Guest post by: Jeffrey Sweeney

Article Overview: While many small manufacturing companies are either struggling to stay afloat or finding it difficult to capitalize on upcoming commercial growth opportunities, others are turning to alternative small business lenders to secure new financing in tough times for small business lending.

Small Business Loans for Manufacturers Unlock the Value of Existing Assets to Secure Working Capital

SAN FRANCISCO – While most manufacturing companies can expect growth opportunities in the next year, getting traditional financing remains difficult as banks are still reluctant to finance small businesses. More manufacturing companies are turning to alternative small business lenders for working capital, and according to Bank of America Business Capital, 49% of manufacturing firms expect to use asset-based lines of credit in 2010, up from 42% last year.

“When times are difficult, unlocking the inherent value of your assets, especially intangible assets, is attractive,” said Jeffrey Sweeney, CEO and Managing Director of US Capital Partners, Inc., (USCP). “Today, asset-based lending is affordable, offers flexible loan structures, and can provide the borrowing power that cash-flow lending alone may no longer be able to supply.”

As experts in small business financing, USCP directly lends or participates in funding asset-backed loans of $500,000 to $30 million for growth capital, working capital, assets, acquisitions, and liquidity events. Their small business loans are priced competitively and can come with fewer financial covenants depending on the business’s risk level.

According to Sweeney, getting the right financing can make all the difference for a small manufacturing business. US Capital Partners recently arranged and was a co-lender on a $3.5 million senior secured credit facility for Consensus Orthopedics, a medical artificial joint implant manufacturer and distributor. The new credit facility included a revolving line of credit for both domestic and international assets along with a growth capital term loan to support the company’s continued domestic and international expansion.

“What many businesses don’t realize is the extent to which they can leverage their business assets to secure funding,” Sweeney said. “Alternative financing options can help businesses unlock the value of their assets to get the backing they need when the commercial banks say ‘No.’”

About US Capital Partners, Inc.

Since 1998, US Capital Partners has been providing prompt, innovative, and reliable financing solutions including lending, corporate financing, and debt re-structuring to businesses across the United States and abroad. US Capital is a private investment bank, direct lender, co-lender, and lead financial arranger that specializes in asset-based debt for small- to middle-market private and public companies. The company’s innovative approach allows them to provide the best financing available, not only for companies in excellent financial condition, but also for companies who may have been refused credit by traditional lenders.

If you would like to know more about how your business can secure the funding it needs, call (415) 882-7160.

Related Articles
  Working Capital Financing – Commercial Financing Solutions
  Methods Of Financing Working Capital In Canada – Current Assets Leverage For Cash Flow Loans
  Working Capital Financing – Canadian Corporate Financing Solutions
  Finding Information on Small Business Loans
  Asset Sales
  Small Business Loans for Working Capital Financing In Canada
  Working Capital Financing
  Tips on creating documents to secure loans and investor funding.
  Money for starting a business
  Working Capital Financing Canada – For Sales and Growth
  Is Getting a start up business loan Really Hard for Small Business Owners?
  Unique Canadian Cash Flow Financing & Working Capital Loans - Finance Options
  Are Working Capital Loans What Your Company Really Needs? What Type Of Finance Company Can Help?
  Canadian Franchising - Key Components Of A Successful Loan For A New Or Existing Franchise
  Canadian Franchising - Key Components Of A Successful Loan For A New Or Existing Franchise
  Certified Development Company (504) Loan Program
  How much start up business loans Do you Need to Launch?
  Working Capital Loans – Cash Flow Business Financing Canada
  What Are The Options For Short Term Financing And Bridge Loans In Canada ? Specialized Financing Can Help
  CAPLines Loans

Article Tags: alternative financing, alternative small business lenders, Jeffrey Sweeney, small business financing, small business loans, US Capital Partners



Related Forum Posts
New Small Business Topic - Hello everyone, I'm on the lookout for new topics to add to my site. We just launched a Franchising section and are planning Human Resources section. Do you have any thoughts for a new section? Here's a list of what we currently have: Angel Investors Branding Bank Loans Business Coaching Business Plan Franchises (New) Insurance Legal Marketing Public Relations Sales Small Biz Loans Venture Capital
My entry - 1. The Best Business Books Ever: The 100 Most Influential Business Books You'll Never Have Time to Read - this is a fascinating book about the history of Business theory, and I'd recommend it to anybody. 2. The Big Book of Small Business: You Don't Have to Run Your Business by the Seat of Your Pants, by Tom Gegax. Ditto. 3. PADI: The Business of Diving Book Okay, so this book won't be of use to anyone who doesn't want to start a scuba store, but I did, and this book was of course invaluable to me in reaching that goal.
Del Castienne - International Business and Project Brokers - In addition to the above, Del Castienne is an international brokerage firm specializing in various entrepreneural services. Del Castienne is more than just a brokerage, as we facilitate Private International Venture Capital for Business and Projects from Commodity Speculation Transactions, MBO, MBI, M&A, Bridging Finance, Patents, Branding, JV, Corporate Advisory Services, Business Plan Development, etc.. Del Castienne is linked to 1200 private international Venture Capital consortiums and Funding Syndicates with a funding capacity of $ 115 billion and 5000 international Investment Bankers and Business & Project Brokers. This in itself should provide you with a gateway to the best source of funding in the world. Through Del Castienne any entrepreneur can have up to a potential success rate of 25% (conditions apply) with absolutely no up front costs. Del Castienne charges a maximum of 5% commission which is far below the international standard of 10% - 12% on project value. If you are tired of running back and forth with countless dissappointments, please give us an opportunity to assist you. Our minimum Venture Capital amount is $1 million and we a Commitment Letter can be provided with in 30 days after formalities are in place and your information was received.
These maybe the coldest franchises out there: - Here are the worst 15 performing franchises in regards to having the highest Small Business Administration (SBA) loan failure rates. The list is dotted with sub sandwich shops, fitness centers and car shops. WORST FRANCHISE LOAN FAILURES Failure % 1 OBEE'S SOUP SALAD SUBS 55.56% 2 LADY OF AMERICA 41.94% 3 COUNTRY CLUTTER (BED & BREAKFAST) 41.18% 4 COPY CLUB 36.36% 5 ALL TUNE AND LUBE 35.71% 6 PICKERMAN'S 35.71% 7 PHILLY CONNECTION 35.59% 8 ROLY POLY ROLLED SANDWICHES 34.78% 9 COTTMAN TRANSMISSION 34.48% 10 HAIR COLOR EXPRESS 33.33% 11 LEE MYLES AUTOMOTIVE TRANSMISSIONS 33.33% 12 GODFATHER'S PIZZA 33.33% 13 SMOOTHIE FACTORY 33.33% 14 BLIMPIE 31.39% 15 GOLF U.S.A. (RETAIL GOLF EQUIP.) 30.77% Source: Small Business Administration, SBA Loan Performance Within Franchise Code for the Period of FY 2001 - 2005
Exclusive: Interview with Results - Hi Forum Members, I'm helping start up a Business Coaching and Consulting company here in Toronto, Ontario, Canada (a Subsidiary of RSC Business in Los Angeles). As a Research and Development Intern I am required to practice my listening and interview skills by surveying Small and Medium Businesses on thier Business. This Survey is designed by RSC Business to also assist the Business being interviewed more insight into their own business. I am looking to interview about 30 businesses across North America over the span of 3 months. At the end of these interviews I will be publishing a report of the results and they will be made available for free to the Interviewees. The Report data will include responses from a minimum of 100 interviews. I would like to extend this opportunity to members of the Forum. If you would like to have this short 20-30 minute interview conducted on your Business and you reside in North America please send me an email or PM. Please contact me at andy[at]jvprosperity[dot]com to arrange our interview and to get free access to the results when they are published.


Share this article with your friends. Fund someone's dream.

Leave a comment below or share on the left and you'll help support entrepreneurs in Africa through our partnership with Kiva. Over $50,000 raised and counting - Please keep sharing! Learn more.

Newsletter

Get advice & tips from famous business
owners, new articles by entrepreneur
experts, my latest website updates, &
special sneak peaks at what's to come!

Name:
Email:

Popular Articles

Adjusting Your World

Link Pyramids

Top 5 Qualities in an Outsourcing Company

Suggestions

Email us your ideas on how to make our
website more valuable! Thank you Sharon
from Toronto Salsa Lessons / Classes for
your suggestions to make the newsletter
look like the website and profile younger
entrepreneurs like Jennifer Lopez.