Now Even Regular Folks Can Be Investors!

Guest post by: C.J Lauria
Become an Author

Free PDF Download
Learn the Value of a Solid Cash Buyers List - By C.J Lauria

“How is that possible?” you may ask. Well, what used to be a secret is now one of the hottest opportunities around, and it is being used by regular folks everywhere! It is the “Self-Directed IRA.” There are a million posts about self directed IRA’s already online. Most people by now already know what a self directed IRA is, but if you don’t, here is a simple definition. A self directed IRA is, by definition, an IRA account where you can make investments in non-publicly traded investment vehicles. Instead of being limited to stocks, bonds, mutual funds, etc., you can buy real estate, invest in tax liens, private placements, and much more. So, what can’t you invest in?

The IRS defines a prohibited transaction as follows:“Generally a prohibited transaction is any improper use of your IRA account or annuity by you, your beneficiary or any disqualified person. Disqualified persons include your fiduciary and members of your family (spouse, ancestor, lineal descendant, and any spouse of lineal descendant).”–Source IRS Publication 590 . In other words, you can’t make loans to yourself, your family, or buy real estate for personal use.

Why use a self directed IRA?

The number one reason for a self directed IRA is to provide private funding for real estate deals. The funds from a self-directed IRA can provide private lending for the real estate deals of others. Your money can be secured in first position on investment properties at a safe loan-to-value ratio like 60 or 65%. You can buy rental property to hold and rent, make high yielding loans to real estate investing professionals (Deeds of Trust), and of course join the millions of others in America making high returns in the fix and flip market.

How do I choose a Self-Directed IRA Company?

Although there are many to choose from in today’s crowded market, I still prefer to go with companies that have been doing this the longest and offer the lowest fees. The annual fees and per-investment fees can really get you so it is important to do your own research. I’ve found the following companies to be the best in my experience.

Equity Trust: visit "trustetc" site

Pensco: visit "penscotrust" site

Sterling Trust: visit "sterling-trust" site

How do I find good investment options for my-self directed Ira?

To learn more about self directed Ira’s, I suggest going directly to one of the 3 IRA company links I posted above. There you will find lots of explanations and tutorials on self-directed IRAs. Once you have settled on a custodian for your account, review the private lending area on Invesdoor site to get some good ideas.

Is Social Media Killing Your Business?

Should You Force Your Investors To Use Your Product?

How Do I Build Trust?

VII D. Promote Institutional Investors: PROMOTING STOCK MARKET DEVELOPMENT IN AFRICA

Do I Offer Debt or Equity to Raise Capital

Who Should Use a Regulation D Private Placement

Do Your Investors Use Your Product?

Venture Capital & Picking vs. Poking

How To Find An Angel Investor

Angels? Sure. VCs? Sure. But Not Both.

Thirteen Tips For Entrepreneurs When Making Oral Presentations to Investors

Increasing Street Cred

Rolling Over Your 401k without Penalty

“Strategic Thinking Applied to Making Winning Presentations to Investors”

Bernie Madoff -- A Cynic's Take: Frauds within Frauds

Investor Presentations: The How To's of Success

Start-up Financing & Equity: What is Dilution?

If You're So Dumb, Why Aren't You Rich? Part II

How To Raise Capital From Investors

Thinking Like an Investor

Home > Starting-A-Business > C.J Lauria > Now Even Regular Folks Can Be Investors > Google +

Free PDF Download
Learn the Value of a Solid Cash Buyers List - By C.J Lauria

About the Author: C.J Lauria

RSS for C.J's articles - Visit C.J's website
C.J. Lauria, Real Estate Mentor, Real Estate Investor, Personal Development Expert, Entrepreneur Coach, and Author, addresses pertinent concerns facing many boomers today. Whether you are 1) concerned about possibly outliving your income and having to dramatically scale back your lifestyle, 2) weary of purchasing an endless number of “programs,” 3) looking for a sense of fulfillment or 4) tired of watching others make insane profits in real estate, he offers solutions to these problems. He trains, coaches and mentors beginning, intermediate and advanced Real Estate Investors to operate a gainful business. Regardless of your age or circumstances, he provides solutions for financial independence from education and mentorship all the way through to wealth building/protection strategies for your newfound wealth. As Founder, he offers many solutions through Invesdoor.com and the renowned Mentor for life!™ real estate investing partnership plan. C.J. Lauria, Founder Invesdoor!™ Mentor for life!™ 888.380.Invest (4683) http://invesdoor.com http://www.facebook.com/mentor4life http://www.linkedin.com/in/cjlauria http://twitter.com/invesdoor "Attitude is Everything"
Click here to visit C.J's website.

More from C.J Lauria
Heres A Smelly Subject
What Are You Waiting For
When Plywood Siding Is Damaged
Plan Your Real Estate Investing Strategy Today
Heres One REI Improvement Thats Worth Doing

Share this article. Fund someone's dream.

Share this post and you'll help support entrepreneurs in Africa through our partnership with Kiva. Over $50,000 raised and counting - Please keep sharing! Learn more.

Now Even Regular Folks Can Be Investors!

Related Articles

Related Forum Posts

Share this article. Fund someone's dream.


Name:
Email: