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Does Retirement Only Come At 65?

Written by: Debbie Ruston

Article Overview: Why is it people believe they have to work until they are 65 before they can enter retirement? Why is it people have bought into this idea and wait sixty five years before they get out and live and do what they really want to do? Why do people think they can't retire young? Why do people think that you have to be a "wage slave" your whole life?

Does Retirement Only Come At 65?



Why is it people believe they have to work until they are 65 before they can enter retirement? Why is it people have bought into this idea and wait sixty five years before they get out and live and do what they really want to do? Why do people think they can't retire young? Why do people think that you have to be a "wage slave" your whole life? -people have been conditioned to think that you must wait until 65, because that is the "retirement age"

-people have been conditioned to think that you must work hard your whole life, and then when you have saved enough money then you can retire

-people have been conditioned to think that they have to do what most people in society do...after all if "everyone else" works until 65, then "who am I to think I could retire any younger?"

-we have been taught this growing up by every so called "person of experience" (family, teachers, etc)

What if you could break the mold? What if you could retire from being a "wage slave" in your 30's, 40's or 50's? There are lot's of alternatives to creating wealth in your life so that you don't have to be one of those individuals that "buy into" this concept of waiting your whole life to retire and then start living your life!

Ask yourself a simple question "Why Am I working?" Get clear on WHY you are working....Ask your closest 5 friends this question - you will be shocked at their answers.....it has become so robotic, that most people haven't even entertained the thought of why they work where they do.

-to pay the bills?

-to live the lifestyle you want?

-to make your family life better?

-everyone else does?

-what else would I do, no other known options....

So many people are working a job they hate, not earning the amount of money they want and spending more and more time away from the people they love. If you really get authentic with yourself and ask yourself what is it you really want from life, I would bet it is not going to work.

Most people work to make their family life better, spend more time with those people they love, to save for retirement so they can be financially free in their later years.....what about now? Are you one of those individuals that are working so hard to create the lifestyle, to make your family life better.....that you have lost touch with living your life now? So many people are caught up in this way of thinking that they totally miss the best years of their lives, miss their children growing up, and then wonder what happened to those years. Unfortunately most people are so busy building someone else's dream, that they never live their own.

Start challenging your present thinking! Start asking yourself better questions - Why would people spend the first 40-50 years of their adult life trading their precious time for money, building someone's dream, so they can make it "safely" to the magic age of 65 when they are told they can retire and then start enjoying life? Wow, doesn't that seem wrong? What are we here for? To miss the best years of our lives working at jobs we don't even like?

Start looking outside of your current circumstances....if you are still a wage slave, start opening your mind to other alternatives...realize you can retire at any age you want.....there are lots of solutions out there that will allow you to work less, set your own hours, increase your income and spend more time with the people you love.

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Article Tags: retirement



Related Forum Posts
The Double Close/Escrow - Hello, I was in business for many years and have decided to buy another. Retirement isn't what it was cracked up to be. BITD if I needed a piece of equipment or bought another business I just put up 20 percent and the bank did the rest. I have been reading about another way however and hope some of you can fill in some blanks for me. What I am reading about is the double closing which uses a swing loan and an asset lender to purchase the assets of a business to use as the down payment. As below: 1.You arrange a swing loan for the down payment amount from the bank and give this to the seller. Supposedly after the paperwork this transfers title of the business and its assets to you. 2. In another room you have a second closing set up with a asset lender who loans you the amount of the swing loan which you use to pay off the swing loan. Now the asset based lender owns the assets as collateral for his loan and the seller is owner -financing the remaining balance. Now , I get a double escrow close in real estate circles but there are a couple of things about this business purchase situation that I don't understand. If the seller of the business is owner financing it and has the first lien what is his motivation to allow his assets to be used for collateral to the asset lender? Does the asset lender take a second lien on the asset loan he has just made( the down payment)? Or does it truly mean that during the first closing where the seller received the down payment that the right to do whatever I wanted with the assets was truly transferred to me and I can now give the asset lender a first lien position? This seems very strange to me but I continue to read about it in numerous places and the methodology never varies. Again, its been awhile since I did all this and we were much simpler back then. However, even then it took an act of God and Congress for any first lien holder to give up that position. Even for a very large down payment. Any help you guys and gals could give me would be greatly appreciated. All the Best!


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