Car Insurance - Pay-Per-Mile Coverage

Pay per mile coverage is also known as pay as you drive coverage or usage based insurance. Pay per mile coverage determines most of your premiums by looking at your driving habits. You can either be judged by the amount of miles that you drive or by how much you drive, when you drive, where you drive, and how you drive. This is usually tracked by a small device that is plugged into your car, the company, or a GPS. The company can simply read your odometer ratings and judge how much you drove. The plug in device will gauge when you drove, how much you drove, and how fast you drove. The GPS will simply read how often you drove, where you drove, and when you drove. Do You Need Pay Per Mile Coverage?

Many people experience a reduction in premiums when they take part in pay per mile coverage. This is very useful for men and women who do not drive a lot. In addition, it is helpful for men and women who do not drive during high traffic hours. It is also helpful for people who are safe drivers. If you think you qualify for pay per mile coverage, you can save a lot of money.

How Much Pay per Mile Coverage Costs

Many people save as much as $270.00 per car. However, it is not the best type of coverage for everyone. For example, pay per mile coverage could actually increase your rates. This is especially the case if your habits are unsavory. In addition, you may need to pay for the monitoring device or the service required to check your odometer rates. If you do not use your car much and you have a low income, the pay per mile policy could be wonderful for you.


John Clark started numerous websites including which allows you consumers to compare car insurance quotes, health insurance, life insurance, home insurance, 

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