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Basics of Credit Reports and Background Checks

Many employers would like to have a credit report before hiring, However, for job applicants, a credit report can seem like an invasion of privacy and unfair. The bottom-line is that employers need to approach credit report with caution and only use them if there is a business necessity, and further understand that here can be errors or items not related to employment. Job applicants also have rights when it comes to credit reports. Job applicants need to understand that credit scores are not part of an employment credit report and that employers do not request credit reports just to find ways not to hire. A credit report is only requested once a candidate is a finalist and there are certain positions where a requesting a credit report does make sense. This article surveys the use of credit reports and hiring.

The Six Biggest Applicant Lies Encountered in Employee Screening

Why do background checks? Because employee screening has revealed that a very high percentage of resumes are works of literary fiction. Screening firms’ routinely uncover fibs in applications that are just not true. It is one ting for an applicant to accentuate the positive and put themselves in the best light possible. But when resumes go beyond fact into the world of make believe, then employers need to be careful. After all, if a person is dishonest in the way they got the job, there is a concern they may be dishonest once in the job. This column outlines the six biggest lies seen on resumes applications.

Why Screen Employees? Employee Problems are Caused by Problem Employees

As any employer or human resources professional know, a great deal of time is spent dealing with employee problems. Howebver, problem employees usually cause employee problems. An employer is certainly ahead if they can try to minimize the problem employees in the first place.

Why employers need to perform employment screening background checks on attorneys, doctors and other regulated professions

A story “ripped from the headlines:” demonstrates why law firms need to perform background checks on lawyers and provides valuable lessons on the value of due diligence in hiring in all regulated professionals. Just because an applicant has a professional license does not mean an employer should let their guard down. Even if employers believe that when hiring regulated professionals there is less chance a background check will reveal something negative, the harm a professional can do is substantial.

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Why employers need to perform employment screening background checks on attorneys, doctors and other regulated professions

A story “ripped from the headlines:” demonstrates why law firms need to perform background checks on lawyers and provides valuable lessons on the value of due diligence in hiring in all regulated professionals. Just because an applicant has a professional license does not mean an employer should let their guard down. Even if employers believe that when hiring regulated professionals there is less chance a background check will reveal something negative, the harm a professional can do is substantial.

Why Screen Employees? Employee Problems are Caused by Problem Employees

As any employer or human resources professional know, a great deal of time is spent dealing with employee problems. Howebver, problem employees usually cause employee problems. An employer is certainly ahead if they can try to minimize the problem employees in the first place.

How to Void a Check

It's a good idea to be cautious with your checks at all times, this includes voided checks. Maybe writing "void" on the front and back 25 times, shredding, then burning the confetti you just made and burying the ashes in the outback with only a small hand written map to find your way home isn't the most optimum way to go about disposing of them though. Voiding a check is necessary from time to time. By definition voiding a check is not the same as a "stop payment" on a check. Voided checks are often used when setting up a direct deposit for an employee or as proof of a bank account. Still properly knowing how to voice a check is important in business as getting it wrong will mean basically handing a blank check over someone else.

Why Sales Managers Need to Make Regular Deposits in "The Trust Account"

In your bank account, you have an ATM card that only you have the PIN number to access the account funds. Every week, you make regular deposits and withdrawals into your account. Base salary deposits go in regularly through automatic deposit, while bonuses and commission checks go in periodically with expense checks and other deposits. You make cash withdrawals, debit card purchases, write checks, and make other payments. Unless you enjoy bouncing checks and incurring overdraft fees, you're careful to monitor your balances so you don't bounce checks and rack up those nasty overdraft fees. Even though you may have overdraft protection, you certainly don't want to pay 16.75% interest, so you're careful to make sure your deposits outweigh your withdrawals.

Diversified are you really?

Many of you may think you are investors as I once thought and maybe many of you are, but most people have a 401k,TSP,ROTH and maybe a brokerage account through your bank or online broker. So, you have a retirement account and maybe you also nvest in mutual funds and stocks. Most people would say you are divesified, I say you are not and I will explain why I think so

Who Will Save the Heroes?

This article is intended for you to take a serious look of how you and I should view ourselves and to change our way of thinking. It also opens up the idea of working hard for yourself as you would a complete stranger that is rich because of your time, effort and sacrifice. Hopefully it makes you look at time in how precious it is to you and how important, understanding and gracious your family is to accept all the sacrifices being done. May it inspire you to value your time, family and yourself and to become who you truly are...

'Check' This Tax and Business Strategy

Using simple strategies to help your business run as smoothly as possible is as simple as using the right checkbook. This strategy helps maintain efficiently and productivity for your business.

Negligent Hiring

Nearly every small business operator dreams of expanding his or her business. This usually entails getting more business, becoming a leader in your market and ultimately hiring more people. Yet in today’s litigious business environment, hiring more team members means exposing yourself to greater risk. Every time we turn around there is another law passed that requires employers to perform greater and greater due diligence with regard to human resource issues.

Background Checks - A Best Practice

As a hiring practice, a background check for a potential hire is a subject that universally most people tend to agree is important. However, the practice is anything but universally applied. All too often, when questioned as to why they did not do a background check, the usual response is, "you can't get any useful information from a prior employer."